Fintokei
Fintokei is a premier European prop trading firm backed by the Purple Trading fintech ecosystem. It provides traders with funded simulated accounts up to $500,000, flexible challenge options (ProTrader & SwiftTrader), bi-weekly/instant payouts, and scaling opportunities up to $4,000,000.
Firm Overview
Instruments and Assets
Payout Policy
• Profit Split / Reward Ratio: Up to 80% to 90% (80% default, scaling up to 90% based on performance and account growth). SwiftTrader accounts feature a Dynamic Performance Reward ratio up to 90%.
• Payout Frequency: Payouts can be requested every 14 days (bi-weekly).
• Processing Time:
- Walletory (Instant): Payouts up to $10,000 are approved in seconds and processed instantly.
- Standard (Bank Wire / Crypto): Processed within 1 business day after approval.
• Minimum Payout & Conditions:
- SwiftTrader: Requires a minimum 3% profit gain from starting equity to be eligible for payout.
- ProTrader: Minimum withdrawal varies by currency, but all open trades/positions must be closed prior to submitting a payout request.
- KYC verification is required prior to submitting any payout request.
• Payout Fees & Methods:
- Bank Wire: Standard processing, local bank fees may apply.
- Crypto (ETH/USDT): 2.5% fee + €10 equivalent.
- Crypto (BTC/USDC): 2.5% fee + €20 equivalent.
- Crypto (LTC and other altcoins): 2.5% standard transfer fee.
Trading Conditions
Platform details, leverage, spread, and commission
By instrument
| Asset | MT4 | MT5 | cTrader |
|---|---|---|---|
| Forex | 1:100 | 1:100 | 1:100 |
| Metals | 1:100 | 1:100 | 1:100 |
| Indices | 1:20 | 1:20 | 1:20 |
| Crypto | 1:1 | 1:1 | 1:1 |
Spread and fee summary
Supported platform list
Firm Rules
Key rules and guidelines for traders
• Maximum Drawdown (Overall Loss Limit):
- ProTrader & ProTrader Swing: 10% maximum overall loss based on starting balance.
- StartTrader & SwiftTrader: 6% maximum overall loss based on starting balance.
• Daily Loss Limit (Daily Drawdown):
- ProTrader: 5% maximum daily loss, calculated based on End-of-Day (EOD) equity snapshot.
- ProTrader Swing: 5% maximum daily loss, calculated based on End-of-Day (EOD) balance snapshot.
- StartTrader & SwiftTrader: 3% maximum daily loss, calculated based on EOD equity/balance snapshot.
• Minimum & Maximum Trading Days:
- Minimum Trading Days: SwiftTrader requires a minimum of 3 active trading days; StartTrader varies per phase.
- Maximum Days: Unlimited time limits on standard ProTrader and funded accounts.
• Inactivity Rule: Must open at least 1 trade every 30 days to keep the account active.
• Overnight & Weekend Holding: Allowed on ProTrader Swing and SwiftTrader accounts. Restricted or capped on standard ProTrader accounts around major market breaks.
Consistency Rules
• Target Consistency (StartTrader / SwiftTrader Evaluation):
- Maximum Daily Profit Cap: A single trading day cannot account for more than 40% of the total profit target during the evaluation phases.
- SwiftTrader Daily Profit Cap: Capped at 3% profit per day relative to initial balance during evaluation phases.
• General Consistency Safeguards (Profile Level):
- Maximum Open Risk: Maximum risk on open positions must not exceed 1% per trade/idea.
- Gambling & Malicious Activity Restrictions: Accounts flagged for high-risk gambling behaviors, news-gambling, or hedging across accounts are subjected to Level 1 or Level 2 Consistency Rules (reducing leverage to 1:10 FX / 1:5 others and capping daily profit at +1%).
Restricted Countries
Countries where this firm does not operate
AF
BD
BY
CN
CU
ET
GH
IN
ID
IR
IQ
KE
MY
MA
BU
NG
KP
PK
PH
RU
SO
SD
SY
US
VE
VD
YDFrequently Asked Questions
Common questions about this prop firm
Q: What account types does Fintokei offer?▾
A: Fintokei provides two primary tracks: ProTrader: A 2-step evaluation program offering up to 100:1 leverage and capital growth up to $4,000,000. SwiftTrader: An instant funded account option allowing traders to earn immediate payouts without an evaluation phase.
Q: What trading platforms can I use?▾
A: Fintokei supports MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader, and direct integration with TradingView.
Q: What are the maximum drawdown rules?▾
ProTrader: 5% daily drawdown and 10% overall maximum drawdown. SwiftTrader: 3% daily drawdown and 6% overall maximum drawdown.
Q: Can I trade news events and hold positions over the weekend?▾
A: Weekend and overnight holding are permitted on ProTrader Swing and SwiftTrader accounts. Holding positions over major news events is allowed, provided it complies with Fintokei's standard risk management guidelines.
Q: How often can I request a payout?▾
A: Profit payouts can be requested every 14 days (bi-weekly) once eligibility requirements are met.
Q: What is the profit split ratio?▾
A: Default profit split starts at 80% and can scale up to 90% as your account performance and capital grow.
Q: How fast are payouts processed?▾
A: Payouts requested via Walletory are approved in seconds and processed instantly. Payouts via Bank Wire or Crypto are processed within 1 business day.
Q: Are there any payout fees?▾
A: Bank wire processing fees depend on local banking networks. Crypto payouts incur a 2.5% transfer fee plus small network transaction charges.
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