FXIFY
FXIFY is a broker-backed prop trading firm providing traders with access to simulated capital up to $400,000, customizable account models (1-Step, 2-Step, 3-Step, and Instant Funding), profit splits up to 90%, and first payout on-demand capabilities.
Firm Overview
Instruments and Assets
Payout Policy
FXIFY offers industry-leading payout flexibility designed to give traders fast and seamless access to their earnings:
• First Payout On-Demand: On 1-Phase, 2-Phase Trailing, and 3-Phase Challenge programs, traders can request their very first payout immediately after closing their first trade in profit—with no minimum trading days, profit thresholds, or waiting periods required.
• Subsequent Payout Cycles: By default, subsequent withdrawals are on a 30-day schedule, but traders can upgrade to 14-day (bi-weekly) payout cycles via add-ons at checkout. 2-Phase Pro accounts follow a 10-day cycle, while Lightning and Instant Funding programs allow first withdrawals within 7 to 14 days.
• Performance Split: Traders keep between 80% to 90% of trading profits by default, with performance splits up to 100% available on eligible programs or selected add-ons. The chosen split remains fully active starting from the first payout.
• Minimum Withdrawal & Fees: Minimum withdrawal amount is $50. FXIFY does not charge fees on payout processing.
• Payment Methods: Payouts are processed via Crypto (USDT, BTC) and Bank Wire / Rise within 2 business days of request.
Trading Conditions
Platform details, leverage, spread, and commission
By instrument
| Asset | TradingView | MT5 | DXtrade |
|---|---|---|---|
| Forex | 1:30 | 1:30 | 1:30 |
| Metals | 1:20 | 1:20 | 1:20 |
| Indices | 1:15 | 1:15 | 1:15 |
| Crypto | 1:2 | 1:2 | 1:2 |
Spread and fee summary
Supported platform list
Firm Rules
Key rules and guidelines for traders
FXIFY maintains clear and transparent rules designed to support flexible trading strategies while ensuring proper risk management across all account types:
• Profit Targets:
- 1-Step Evaluation: 10%
- 2-Step Evaluation: Phase 1 (10% or 5% on Classic/Pro), Phase 2 (5% or 8% on Pro)
- 3-Step Evaluation: 5% across all phases
• Drawdown Limits:
- Daily Loss Limit: 3% to 4% (calculated based on end-of-day equity/balance at 5 PM EST).
- Maximum Drawdown: 5% to 10% depending on the program (Static Drawdown on Classic/Pro/3-Step models; Trailing Drawdown on 1-Step models).
• Trading Style & Strategy Flexibility:
- Expert Advisors (EAs) & Algorithmic Trading: Fully permitted (custom EAs allowed; public/shared copy bots prohibited).
- News Trading: Allowed across standard evaluation and funded accounts (no restrictions during red-folder events on evaluation/standard models).
- Overnight & Weekend Holding: Permitted on evaluation-based programs. (Instant Funding requires a Weekend Add-on).
- Stop Loss Requirement: No mandatory Stop Loss required upon order entry.
• Trading Conditions & Restrictions:
- Minimum Trading Days: 0 to 4 days depending on the selected challenge program (Unlimited maximum trading days).
- Single Profile Policy: Only one profile per trader is allowed; account sharing or pass-services are strictly prohibited.
- Inactivity Period: Accounts are considered dormant if inactive for 30 consecutive days.
Consistency Rules
FXIFY maintains flexible consistency requirements depending on the specific program type selected:
• Evaluation Accounts (1-Step, 2-Step Standard, 2-Step Pro, 3-Step):
- No Consistency Rules apply during the evaluation or funded phases. Traders are free to generate profits without daily profit caps or distribution limits.
• 2-Step Classic Accounts (Funded Stage Only):
- 25% Consistency Rule: During the funded stage, no single trading day's profit can exceed 25% of the total profit earned on the account prior to requesting a withdrawal.
- Requirement Formula: Total Profit Required = Highest Daily Profit (HDP) ÷ 25%. If a single day exceeds 25% of current profit, the trader must continue trading to increase the total profit until the highest single day falls back to or below 25%.
• Lightning & Instant Funding Programs:
- Lightning Program: 30% consistency rule applies across both challenge and funded phases (no single daily profit can account for more than 30% of total profits).
- Instant Funding Lite: 20% consistency rule applies during the funded stage.
- Instant Funding Standard: No consistency rule.
• Execution & Lot Size Consistency:
- FXIFY does not enforce arbitrary lot-size limits or lot-consistency rules on standard evaluation programs. Traders are expected to trade using reasonable, disciplined risk management.
Restricted Countries
Countries where this firm does not operate
AF
DZ
BY
BI
CF
CG
CD
CU
CI
ER
GH
GN
GW
IR
IQ
KE
LR
LY
BU
NI
KP
PS
PG
RU
SO
SS
SD
SY
US
NH
VE
VD
YD
RHFrequently Asked Questions
Common questions about this prop firm
What trading platforms are supported?▾
FXIFY supports MetaTrader 5 (MT5), DXtrade, and TradingView.
What account sizes are offered?▾
Evaluation accounts range from $5K up to $400K. Capital can be scaled up to $4,000,000 per trader based on performance.
Are Stop Losses required?▾
Yes, a Stop Loss (SL) is required on open positions. The 1st and 2nd trades without an SL trigger a soft breach (auto-closed), while the 3rd trade without an SL results in a hard breach.
Is holding trades over the weekend allowed?▾
No. Open positions are automatically closed before the market closes on Friday.
Can I trade the news?▾
News trading is restricted 5 minutes before and 5 minutes after high-impact news events. Executing, modifying, or closing trades in this window invalidates profits made.
Are EAs and Copy Trading allowed?▾
Standard EAs, automated bots, and copy trading are prohibited. Using third-party signals or copy trading off other users results in account termination.
Which programs have Consistency Rules?▾
One Phase, Two Phase Standard, Two Phase Pro, Three Phase, and Instant Funding Standard: No consistency rules. Two Phase Classic: 25% consistency rule during the funded phase only. Lightning Challenge: 30% consistency rule during evaluation and funded phases. Instant Funding Lite: 20% consistency rule during the funded phase.
What is the standard Profit Split?▾
Accounts start with an 80% profit split. It can be upgraded up to 90% or 100% depending on account type and optional add-ons purchased during checkout.
Payouts & Withdrawals▾
How fast can I request my first payout? On One Phase, Two Phase Standard, and Three Phase evaluation models, the First Payout is On-Demand (as soon as you make a profit on the funded stage). What are subsequent payout cycles? Subsequent payouts occur every 14 to 30 days depending on the selected program and add-on choices. What withdrawal options are available? Withdrawals are processed via Rise Pay (direct bank wire) or Cryptocurrency (USDT / BTC).
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